NIACOG Housing Trust Fund, Inc.
Our mission is to enhance the affordable housing stock and
its availability to low to moderate income households.


   HOME REPAIR PROGRAMS
  1. Regional Emergency Project Application - This program is for malfunctioning furnaces, malfunctioning water heaters, handicapped ramps, and other emergencies. The household must include a senior citizen (62+) and/or a disabled person. The home must be located in Cerro Gordo, Floyd, Franklin, Hancock, Kossuth, Mitchell, Winnebago, or Worth County.
    Emergency Project Application (Word) (PDF); Brochure (PDF)

  2. Cerro Gordo County Home Repair Application
    This program takes on a wider range of essential home repairs (in addition to emergency projects), but is only available in Cerro Gordo County. Eligible projects include dilapidated roof, siding, handicapped accessibility, window/door replacement, wall repair, plumbing, electrical, furnace, hot water heater, water/sewer line, etc. For 2018 we currently have funding available for small projects ($1,000 to $10,000) and large projects ($20,000 to $30,000). The home must be located in Cerro Gordo County. We are now accepting applications from people who are age 62 (or older), disabled, or have children under 6 years of age living in (or regularly visiting) the home. If children under 6 years of age live in (or regularly visit) the home, additional funding may be available through the Cerro Gordo Public Health Department's Lead Abatement Program.
    Application
    (WORD)(PDF); Brochure (PDF)

  3. Regional Home Repair Program - 2019 Waiting List
    Eligible households include a person who is 62+ years of age and/or disabled, who owns and occupies a home in Floyd, Franklin, Hancock, Kossuth, Mitchell, Winnebago, or Worth Counties. If approved for funding by the Federal Home Loan Bank for 2019 projects, this program will fund: roofing, siding, handicapped accessibility, window/door replacement, wall repair, plumbing, electrical, furnace, hot water heater, water/sewer line, etc. Project costs covered by the program will range between $15,000 and $20,000. To be added to the 2019 waiting list, please send an email to mnelson@niacog.org with the following information: your name, address, county, phone number, type of repair(s) needed, your age, and whether you are disabled.


  4. Rental Housing Repair Application
    We are not currently taking applications for rental housing projects, but..
    contact us if you would like to be on the mailing list for future rounds
    ...

    Home repair for rental housing in Cerro Gordo County. Projects primarily include exterior improvements such as siding/painting, window replacement, replacement of front steps, demolition of garages in poor condition or other repairs that focus on badly needed exterior rehabilitation. Large projects of $20,000 or more are preferred, but not required. This program can be used in combination with the Cerro Gordo Public Health Lead Abatement Program described below. Contact NIACOG if you would like to be added to the mailing list for any future funding rounds at mnelson@niacog.org.

    Rental Housing Repair Application (WORD) (PDF); Brochure (PDF)





  Not eligible? If your project is not eligible for our Programs, please refer to the 'Other Resources' listed
  at the bottom of this page.



BEFORE & AFTER PHOTOS